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NEWS FROM THE TRAIN

A TRAVEL BLOG

December 2017

North America

Richest Women of 2017

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In 2017, over 2000 people were ranked in the World’s Billionaires list by Forbes, and more than 220 of them were women. This is indeed a record and a high jump from last year’s stats for women billionaire. Currently women make up just eleven percent of this coveted list, and collectively they have a net fortune of over $850 billion.

Most of the women who have entered this selected list have inherited of their fortune. If you want to know who’s been grabbing some windfall lately, you can check on the Winners Section or Facebook Page of Lucky Pants Bingo. This is where you will find the great testimonies of numerous big amount winners for 2017. Plus, here you will discover on which games the big wins have been coming from!

Liliane Bettencourt

For the second year in a row, Liliane Bettencourt, the French heiress of the L’Oréal brand was crowned as the richest women in the world by Forbes. Liliane and her daughter Francoise Bettencourt Meyers owned thirty three percent of the makeup brand. L’Oréal was founded by Liliane’s father, Eugene Schueller in 1907. 94-year-old Liliane recently died on September 2017, and now she is survived by her two grandsons and daughter. At the time of her death, Liliane Bettencourt was still ranked as the World’s Richest Women with a fortune worth 39.5 billion.

Christy Walton

Christy Walton is one of the heiress of Walmart. She was married to the unique son of Sam Walton, who is the founder of Walmart. After her husband passed away in a plane crash back in 2005, she became the heiress of their entire business. She has thus successfully made her way in the list of the top ten world’s richest women for the year 2016-2017. As of now, Christy Walton is the sixth richest person in the UK.

Alice Walton

Born on the 7th of October 1949, Alice Walton was considered as one of the richest women in the world last year. She is the sister in law of Walmart’s heiress, Christy Walton. Alice Walton is the current owner of the Walmart Store in America. Apart from being one of the richest women in America, Alice Walton is also known for her expertise in economics and finance. Lately, she was awarded with the Arkansas Aviation Hallo Honour. As the only daughter of Sam Walton, Alice has no active role in her business. The fortune of Alice is estimated at 33.8 billion.

Jacqueline Mars

Mars Inc. was founded by the father of Jacqueline Mars, and now she is the owner of this international brand. According to reports published by Forbes in 2014, she was stated as being the twentieth richest person in America and was also declared as the fourth richest women in the world according to a 2016 report. Jacqueline Mars is also known as a philanthropist and a renowned financial investor. The Mars Incorporated fortune is shared between Jacqueline Mars, and her two brothers, Forrest Jr and John. Jacqueline fortune is worth $27 billion.

Maria Franca Fissolo

Maria Franca Fissolo is the proud owner of the second largest confectionary factory in Europe, known as Ferrero Spa. The company was firstly owned by Maria’s husband, but after he passed away, his widow took over the business. With net earnings of over $23 Billion, this Italian billionaire is among the twentieth richest person in the world.

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Article Source – theroxyonsunset.com

Europe

3 popular ways to get a loan with bad credit

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Let’s imagine the following case – which incidentally, happens to millions of people in the United States -. Imagine that you have high balances on 3 of your credit cards and each one with charges higher than 22%. You will spend your life paying those interests without being able to lower the principal amount. For that reason, you are looking for a loan with a lower interest rate to pay for the cards, but your bank and then a Credit Union rejected it because of your credit. The million dollar question: Is it possible to find a loan that would help save money even with a low credit score? The answer is yes, you may be surprised; but you have more options than you think. I will give you 3 popular ways to find a good loan, even with bad credit.

How to get a loan with bad credit?

Having no credit or having bad credit is a big obstacle to getting a loan because you are seen as a high risk customer who could stop paying leaving the lender with lost money and without being able to collect it. It is simply a fact that until you raise your credit score, you will not fit into the standard loan guidelines that large and traditional banks have to follow. Of course, before applying for a loan, you need to be familiar with your credit history and score, we recommend using the FreeScore360 (for 7 days) services to see your credit score. If you have been rejected for a loan by your bank or Credit Union and do not want to get stuck paying high interest rates, here are 3 alternatives to get a loan:

Use a line of credit on your house

The housing bubble left many homeowners owing more than their homes are worth. But if you have equity (equity) in your property, you could get a line of credit with a low interest and tax deductible to spend as you want. Of course, using capital on the property puts your property in danger if you can’t pay the debt. But if you have reliable income and are disciplined with the payments of a line of credit, it is an economic option for low interest regardless of your credit rating.

Obtain a Person-to-Person Loan

P2P or Person-to-Person loans have existed since 2005. Basically based on an online platform that allows you to borrow directly from a person (or rather a set of people) instead of an institution. This type of loan is growing in popularity because it is a simplified process with a win-win situation for both borrowers who pay low interest rates and investors or lenders who obtain high interest rates and a good return on investment compared to a loan. Borrowers create a loan listing or requirement describing the amount of loan they need as well as the purpose or why they need it. Investors review loan listings and choose those that meet their criteria. Investors or lenders review the information of the applicants or borrowers and check their credit, which is part of the loan listing. While your credit score is still a factor, an individual investor may be more sympathetic to their situation than a traditional bank.

Get a mini loan for the unemployed

It’s very easy, you just have to go to quick credits providers online and find the one that best suits your current situation, in this case unemployed. You need to find a brief summary of the best personal loans for unemployed that are on the Internet, with their requirements, which mostly do not require payroll and can be ordered with unemployment.

The post 3 popular ways to get a loan with bad credit appeared first on Boi From Troy.


Article Source – boifromtroy.com

North America

Fantastic Florida – Not Just For Summer Anymore!

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Have you been looking for the perfect place to vacation this winter with the family? Are you stuck on where to go and what to do and you’re trying to make sure everyone stays happy? For the best in winter sun as well as a whole host of things to do, consider hitting up the southern state of Florida. Known as the Sunshine State, and for good reason, Florida is one of the best places to head for those who want to soak up the sun while having fun as well. Check out some of the top things to do in this vast and enjoyable state.

Amusement Parks

If Florida has one thing in spades, it’s amusement parks. Whether you want to while the day away alongside your favourite characters at Disney World or you want to hop on some impressive TV and film themed rides at Universal Studios, the world is your oyster. You can grab tickets and head to Universal Studios easily online and don’t forget to check out other options such as SeaWorld as well as the whole host of waterparks on offer too.

Miami

There is a reason Miami, FL is one of the country’s top spring break destinations. And it’s not just spring, or summer that make Miami a great Florida travel destination, but winter and fall too. Starting with the obvious beautiful beaches, amazing nightlife, and renowned international food scene, Miami has become a virtual mecca for celebrities and any American who wants to enjoy perfect weather year-round. While Miami is not known for being a thrifty town, there are all sorts of family-friendly activities that don’t have to break the bank, including walkable architectural tours, people-watching on Ocean Drive, or cozying up to a good book at one of Miami’s bookstores.

Daytona

Daytona isn’t just a beach city in Florida. It’s also home to the international Daytona Speedway which is home to the internationally acclaimed Daytona 500 which takes place each February, typically on President’s Day (18th). Be sure to book tickets in advance if heading down around this time as tickets and hotels sell out fast. A great day out for the family, especially the kids, so pack the sunscreen and hats and head to Daytona for a day to remember forever.

Florida Keys

For families and couples alike there is no place quite like the Keys. Located in Florida’s deep south, this string of pearlised islands in the deep blue Caribbean sea are perfectly located to have beach weather nearly all year round. Book in at one of the luxury resorts and hit the sand for some sun and relaxation with great views and calm seas.

Cape Canaveral and Kennedy Space Centre

A great day out for anyone in the family, the Kennedy Space Centre is ideal for learning about America’s race to the moon. Featured are some of the most unique and awe-inspiring artefacts from these days including space suits that have been on the moon itself, still covered in moondust. Come see the remnants of the rockets that took man past the earth’s atmosphere and if you’re lucky, book in to see a rocket launch in person at Cape Canaveral.

The Everglades

Deep in the south of the state you will find this vast area of marshy wetland known as the Everglades. Considered to be one of the most unique areas of wildlife habitation in the state, you can get tours around the area on hovercraft to see some of the residents of the area such as crocodiles and the mass numbers of birds that call this region home. A perfect way to spend a few days, especially with kids who have a penchant and love of animals and wildlife.

So if you’re looking for the perfect way to spend your holidays this year, look no further than Florida. The Sunshine State is always open for business and ready with open arms to welcome you and yours to her sandy shores.

The post Fantastic Florida – Not Just For Summer Anymore! appeared first on .


Article Source – theroxyonsunset.com

Middle East

Winter Sun And Fun In Dubai

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With the holiday season fast approaching, perhaps Dubai would be the perfect place to combine Christmas shopping while getting some much needed winter-sun. Indeed, Dubai has evolved in recent years to become much more than just a ‘Shopping-Mecca‘ – although it is still one of the best places to splash your cash – with so much more to see and do. Here is a pick of some of the best activities found outside the glitzy and glamorous shopping malls.

Dhow Cruises

After a long day at the shopping malls, you can unwind and enjoy a night cruise in the cool desert air along Dubai’s rapidly expanding canal system. Most evening and night options are for dhow cruise dinner with a wine tasting extravaganza as you enjoy the slow sailing around Dubai’s spectacular city centre, unwinding from a long day of shopping or perhaps a desert safari. Of course, perhaps these luxurious night cruises on large and glitzy modern-dhows is not to everyone’s liking. Those seeking more of an adventure might be enticed with spending the day on a traditional dhow sailing boat outside of Dubai’s main harbour and seafront, enjoying the views of the spectacular cityscape and the vast sweeping deserts beyond.

Fishing Trips

This probably doesn’t spring to mind when people hear about Dubai and what there is to do there, but fishing is now a well established activity, with numerous packages to suit all types of fishermen, from a complete novice to a hardened veteran. Fishing trips in the UAE are fast becoming a sought after option to wind down and get out on the water after long days in the desert, and for good reason. Groups and solo fishermen are both catered for, and the types of fishing, such as deep sea fishing, are varied and can be customised to your specific tastes. This includes add-on extras such a BBQ, to cook your own catch of the day after a long day trolling the ocean.

Luxury Tours

How about swapping the towering buildings and shopping malls in Dubai for the towering desert dunes that surround Dubai? Generally speaking, safaris just outside Dubai fall into two categories, or often both: Dune bashing, or a more traditional camel riding affair. Not only this, but there is a whole host of various luxury tours in Dubai to choose from, meaning you can find the perfect tour for you. Dune bashing is essentially a high speed dash into the desert dunes in modern 4×4 land cruisers which is guaranteed to get the adrenaline pumping, while camel-riding will be lead by local Bedouin tribes people and will give more an authentic feel of how desert life was until not so long ago.
Either way, the trip into the desert will finish in the same place: a Bedouin camp. But not before half an hour is taken near the sunset for some amazing views and photo opportunities of the sun setting behind the dunes. On arrival at the camp, a delightful BBQ meal will be served up, and afterwards you can enjoy entertainment such as belly dancing, or perhaps more suited to females is the chance to get a traditional henna tattoo. You will then be given a lift back to your hotel where you can enjoy a good night’s rest!
These 3 activities are perfect for those who are feeling a little weary from all the holiday shopping and want to unwind outside the glitzy shopping malls that Dubai has to offer.

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Article Source – theroxyonsunset.com

Asia

The best events and activities for expat families in Singapore

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Moving to Singapore with your family is a chance to truly immerse yourself in a culture that is vibrant, ever-changing and brilliantly unique. There is so much to see, do and learn, making the city a popular choice for expats. And for good reason: Singapore ranks second in the Safe Cities Index 2017 (beaten only by Tokyo). In 2014, Bloomberg highlighted its healthcare system as the most efficient in the world, citing it as the place that healthcare costs go furthest (most expats choose to take out global health insurance). Here are a few of the incredible events and activities that expat families can visit and take part. We hope this inspires you to make the most of your new home.

Delicious events for food lovers

The annual Singapore Food Festival is a must for expat families. Since 1994, the Singapore Tourism Board has held the festival to show off the city’s diverse culinary culture. Entry is free, which is ideal for large families with lots of hungry mouths to feed! It is a great chance to sample local delights and multicultural cuisines – from abacus seed (yam gnocchi) and kimchi popiah (spring rolls) to rojak (a local salad with fruits and vegetables). If your kids are finding it hard to settle into their new home, or you just want to keep them engaged with the local culture, then exploring the different stalls and dishes of the Singapore Food Festival might bring back their appetite for the city.

Festivities that show off Singapore’s multicultural character

Chinese New Year is an annual celebration that you absolutely must experience in Singapore. From bright red lanterns and gold money cats lining the streets, to spectacular dragon processions and delectable smells of oriental spices wafting from the city’s restaurants, Chinese New Year is a treat for the senses. It’s also an important part of Singapore’s culture, as the Chinese community makes up more than half of the city’s population. Singapore does not do the celebration by halves: the annual River Hongboa takes place on board a floating platform with colourful fireworks and Chinese zodiac lanterns. The Chingay Parade involves sparkling dancers, wondrous dragons, magnificent stilt walkers and vibrantly decorated parade floats.

The Hindu festival Thaipusam is also an important date in Singapore’s cultural calendar, and is a spectacle for people of all ages. It’s a two-day festival that begins at the Sri Srinivasa Perumal Temple and finishes at the Layan Sithi Vinayagar Temple. The colourful procession travels just under three miles and is an amazing glimpse into the traditions of the Hindus, who prepare spiritually for one month on a strict vegetarian diet. The most committed devotees put skewers through their tongues (which can only be done once the mind is free from material longing and the body is exempt from physical pleasures) and carry spiked kavadis (altars). Others balance wooden kavadis on their shoulders with flowers and peacock feathers, and some simply carry a jug of milk.

Colour, sound and sensation!

Whether you’re living in Singapore with your baby, toddler or teenager (or family members of all ages), you might also enjoy a trip to Sentosa to see the Wings Of Time performance. This is an outdoor night show set against the backdrop of the sea that features lasers, water displays and music. While little ones will no doubt be mesmerised by the bright colours and dancing lights, older children may enjoy the magical story. It is popular with tourists and expats alike who want to escape to a fantasy world for the night.

Staying healthy

There are many ways to have fun and stay healthy in Singapore. From yoga and meditation classes to jogging and going to the gym, there are a lot of widely available fitness options. For kids, there are plenty of swimming pools to splash around in and parks where they can let off steam. As a treat, attractions like the water park Wild Wild Wet are popular for families that want a fun day out that involves lots of exercise and fresh air. Combined with a healthy diet – high-protein, low-fat foods with lots of fibre are widely available in Singapore – it’s possible for all the family to stay fit and healthy while living in the so-called ‘garden city’.

Fun family learning

While you’re getting settled into your new lives in Singapore, consider educational trips to boost your children’s confidence about going to school in a new country. The Science Centre is a popular trip for expats as there are lots of interactive exhibits to inspire budding young scientists.

For parents who want to teach their children about the local culture, the Singapore Discovery Centre could also be worth a visit. It has information about the birth and development of the city, galleries that highlight unique Singaporean quirks and an exhibition that explains the vision for the city’s future. All this makes the Discovery Centre a truly educational experience that could help expat families to feel more in tune with their new home.

These are just some of the exciting events and activities in Singapore that you and your family can explore. From food and culture to science, history and entertainment, you should be able to find activities to inspire family members of all ages and help everyone settle into their new life abroad.

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Article Source – theroxyonsunset.com